
Never forget “mortgages should be managed as an investment", debt isn't bad, bad debt is!
Now open until 11pm Monday - Saturday processing 1 in every 17 overseas mortgage applications
Financial example: Borrow 250,000 Euros, GBP Pounds or US Dollars over 30 years and the monthly payments are 474.99 (interest only) or 966.40 (Repayment - Interest and Capital)
Special offer : For a limited period all mortgages now include Title Insurance FOC! Please refer to the following link for full details of this exclusive benefit: http://www.ubiquitous-mortgages.com/the-value-of-title-insurance.html
Sound like a pipedream? It’s not… not if you prepared.
Most mortgage articles are about saving money by paying less interest. We will show how a different type of home loan - the multi-currency mortgage – not only aims to reduce the interest you pay but, more importantly, the total value of your debt.
When you borrow with a conventional mortgage you borrow in Pounds, Dollars or Euros. Multi-currency mortgages work by converting your mortgage debt from sterling into currencies which are expected to weaken against the pound. Over time this can reduce the size of your loan dramatically and mean you pay less interest than you would do borrowing in sterling or Euros.
A Multi-Currency Mortgage (MCM) allows you to finance your property and take advantage of borrowing in currencies other than the base currency of where the property is located, which allows you to benefit from interest rates as low as 2.28%. Our preferential currency is the Japanese Yen (JPY) due to the fact that Japan has, and has always had the lowest interest rates (currently 0.1%)
Multi-currency mortgages are more flexible than single currency mortgages because they can be easily switched between currencies to manage foreign exchange risk and reduce your debt. Your mortgage, if required can be a managed currency mortgage where a currency manager may switch, with your permission, your mortgage in and out of various currencies when he judges that it is prudent to do so.