Have you ever wanted to change the world?

Us too. Since 2003 we have been on a mission to make overseas mortgages available to anyone left out in the cold by the high street banks.Obtain a same day verbal opinion and receive your "decision in principle" certificate within 48 hours from our underwriters.

Lender: We are a direct mortgage lender, not a broker. As your lender there will be less red tape, paperwork, and a faster approval process. Brokers cannot make decisons and are often motivated by the best commissions that they can receive. The main high street lenders have s strict lending criteria and think inside the box and are generally non-negotiable! We are a boutique lender. We control the interest rate directly and have the ability to make financial decisions directly where a broker does not. Our rates are competitive and we offer interest only and repayment mortgages.

The company has a subscribed, authorised and paid up in full share capital of a quarter million GBP Pounds (375k US Dollars - 300K Euros). The trading name, assets and intellectual property rights for Ubiquitous Mortgages was aquired from Marverose, S.L (a Spanish registered company since 2002) in August 2011. The benefits of this acquisition has given us access to funds from the South American Continent where our new owners are based. Unlike Europe where economic growth is zero, 1% or contracting as predicted in Southern Europe by 4-6% (a recession) Latin America is strong and is consistently growing at the rate of 5-8%. The Global recession never affected these economies like Europe. Brazil is now the 6th economy ahead of Great Britain. Colombia recently signed new free trade agreements with the USA and Europe and Britain is now Colombia's second largest foreign investor. The Continent is open for business and so are the banks!

Loans are arranged throughout Europe, North, Central and South America, Australasia, Turkey, Morocco, Tunisia, Cyprus, Caribbean Islands and beyond. Obtain a mortgage offer in principle within 48 hours. Once you have decided on the mortgage that you require it's often worth obtaining a mortgage agreement in principle certificate. This is a certificate showing how much the lender is willing to lend you in principle. The advantage of this is that it demonstrates to the seller that you are a serious buyer and that the lender has agreed in principle to lend you the money to buy the property. It also offers you the benefit to negotiate on price.

Peace of mind: We understand that buying a property and arranging your mortgage can be stressful. When you choose us for your mortgage you are free to choose your own lawyer in the country of purchase. This ensures that you will feel comfortable with your purchase and know that the lawyer you have chosen will have your own interests at heart. We will pay the reasonable legal fees excluding taxes, charges, registry and any other incidentals.

Warning: It has come to our attention that Nigerian scammers appear to be passing themselves off as representing Ubiquitous Mortgages in an attempt to cheat clients. Please note that all emails from our company will be from name@ubiquitous-mortgages.com and never from hotmail or yahoo!

Have you ever wanted to change the world?

Get Your Free 26" Sony TV